Directors and Officers Liability Insurance

As a director of a Residents Management Company you have many legal responsibilities and could be personally liable for decisions made and actions taken whilst working in your position as a Director or Officer.  With the increase in litigation it is prudent to protect yourself and your fellow directors against the legal costs of defending any actions that may be taken against you in the future.

Limit of Indemnity £100,000 £250,000 £500,000 £1,000,000 £2,000,000
1-25 flats £132.50 £174.90 £259.70 £349.80 £439.90
26 - 50 flats £148.40 £190.80 £275.60 £365.70 £455.80
51-75 flats £164.30 £206.70 £291.50 £381.60 £471.70
76 – 100 flats £180.20 £222.60 £307.40 £397.50 £487.60
101 – 250 flats £212.00 £254.40 £339.20 £429.30 £519.40

Premiums are indicative only and include Entity cover and 6% Insurance Premium Tax.

Underwritten by Aviva Insurance Limited
Rates apply to Limited Companies. Separate rates apply to Commitees.

If you require different limits to those illustrated or you have more than 250 flats within your block(s), then please contact our office for further information on 0800 281  235 or email

Examples of claims

“Tenants of a block of flats brought an action against the Residents’ Management Company for failing to appoint a building company in a timely fashion to repair external brickwork on the building. Damage had been caused following a heavy rain storm and reported to the committee however repair work had not been commenced several months later when a subsequent rainstorm caused further damage.”

“A Residents’ Management Company faced an allegation of wrongful termination after it fired an employee for gross misconduct”

“A Residents’ Management Company director being sued following a property being devalued following the exterior of the property being painted an unusual colour”

“A director of a property owning company breached his authority in appointing a company belonging to a family member to undertake work on their behalf. Proceedings issued by the claimant for non-payment of fees of £42,000 following cancellation of the contract.”

For a confirmed quotation or further assistance please contact us FREE on 0800 281 235 or E-mail:

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